Darnestown, Gaithersburg and Montgomery County real estate and homes for sale in Maryland - Lisa Patterson, REALTOR® Lisa Patterson REALTOR(r) for Darnestown, Gaithersburg and Montgomery County, Maryland real estate - NUMBER1EXPERT™ Lisa Patterson NUMBER1EXPERT(tm) for Darnestown, Gaithersburg and Montgomery County, Maryland real estate
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Lisa Patterson, REALTORŪ, real estate agent and broker for Darnestown, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Please call me: 301-548-0999, or e-mail me: lisaapatterson@aol.com


"Lisa helped us sell and buy a home."
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Steve and Susan G., Darnestown, MD
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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is the world's oldest wooden structure?

A 
The oldest wooden buildings are the Pagoda, Chumanar Gate and Temple of Horyu in Nara, Japan, dating from A.D. 670.
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Lisa Patterson, REALTORŪ, real estate agent and broker for Darnestown, Gaithersburg and Montgomery County Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Patterson
Coldwell Banker Residential Brokerage

7272 Wisconsin Avenue
Bethesda, MD 20814
Office Phone #: 301 718-0010
Home Office # (preferred): 301 548-0999
Mobile #: 301-704-4714
Fax #: 301 990-9752
Email: Lisa@LisaPattersonHomes.com
Email II: lisaapatterson@aol.com

Lisa is a top agent who has been selling real estate in the Washington DC area for over a dozen years (licensed in DC, MD and VA). She specializes in Montgomery County Maryland, and Northwest DC. As President and Social Chairman of the Darnestown Civic Association, she is the top choice for those in her home town area who want someone to sell their home with knowledge and enthusiasm. She is also one of the top relocation buyers agents in the area. They appreciate her broader knowledge of the Capital area. She prides herself in her hard work, and her loyalty to her clients.

Equal Housing MLS REALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Darnestown, Gaithersburg and Montgomery County Maryland

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